Where did the money go this month?
The 50/30/20
budget rule,
automated.
The world's most effective budget rule, automated for your household. See where money goes, split shared costs, and grow your savings — every month.
Managing money together is hard.
We make it simple.
Three reasons households lose track of their money — and exactly how FI-532 fixes each one.
Money disappears every month and you can't explain where it went.
FI-532 sorts every transaction into your 50/30/20 split automatically — see exactly where each dollar goes, in real time. No spreadsheets, no guessing.
Splitting costs with your partner or roommates turns into a guessing game.
Share one household, split expenses, and settle up in seconds. Everyone sees the same numbers — no more awkward 'who paid for what' math.
Forgotten bills and creeping subscriptions quietly drain your savings.
Track every recurring bill, get smart reminders before due dates, and protect your 20% savings goal — nothing slips through the cracks.
Start free — no credit card needed.
The 50/30/20 rule.
The simplest path to financial freedom.
Proven by financial experts worldwide. Used by millions. And now automated for your household by FI-532.
Needs
Cover what keeps life running.
Essential expenses you can't skip — housing, utilities, groceries, transport, healthcare. Half your income, protected and tracked.
Wants
Enjoy life without the guilt.
The things that make life enjoyable — dining out, subscriptions, hobbies, shopping. Spend freely within the 30%, never beyond.
Savings
Build the future you deserve.
Your financial future, funded automatically. Emergency funds, investments, debt payoff — every dollar here works harder than those you spend.
FI-532 tracks every transaction, categorizes your spending, and shows your 50/30/20 breakdown in real time — so you always know where you stand, without spreadsheets or manual math.
Every dollar. Every decision.
In one place.
FI-532 brings your entire financial picture into a single, beautifully designed workspace.
Every transaction, accounted for
Log income, expenses, and transfers instantly. Filter by date, category, or type. Your spending story told clearly.
Your 50/30/20 dashboard
See your needs, wants, and savings at a glance. Watch the budget meter move as you spend — in real time.
Never miss a bill again
All recurring expenses in one place — rent, subscriptions, utilities. Mark as paid, auto-create transactions.
Everything you need. Nothing you don't.
A full suite of budgeting tools designed around how real households think about money — simple, collaborative, and always in sync.
Budget Dashboard
Your 50/30/20 breakdown visualized. Navigate months, compare periods, and adjust your budget rule at any time.
Transaction Tracking
Log every dollar — income, expenses, transfers. Filter by category, date, or type instantly.
Recurring Bills
Never miss a payment. Track due dates, mark bills paid, and auto-generate transactions from templates.
Household Collaboration
Invite family members, split expenses, and settle up balances. Real-time shared visibility for the whole household.
AI Financial Reports
Chat-style insights about your spending patterns. Understand your money in plain language, powered by AI.
Smart Reminders
Automated bill reminders so nothing slips through the cracks. Test notifications to confirm everything works.
Up and running in minutes.
No spreadsheets. No complicated setup. Just a clean workspace that works the way you think about money.
Create Your Account
Sign up securely with email. Your data is protected with enterprise-grade authentication through Clerk.
Set Up Your Household
Configure your currency, timezone, and budget rule. Choose your 50/30/20 split — or customize it to match your goals.
Track Everything
Log transactions, set up recurring bills, and categorize your spending. Your dashboard updates in real time.
Stay in Control
Review monthly insights, get AI-powered reports, export your data, and collaborate with household members.
Households saving more. Every month.
“Finally an app that makes budgeting with my partner simple. We can both see where our money is going and plan together. The 50/30/20 view is a game-changer.”
“The recurring bills tracker is a lifesaver. I set it up once and now I never miss a payment. Clean UI, fast, and it actually helps me save more every month.”
“I love the needs/wants/savings breakdown. It completely changed how I think about spending. I've saved more in 3 months with FI-532 than in the past year.”
Start free. Upgrade when you're ready.
No hidden fees. No credit card required for the free plan. Upgrade anytime through the App Store.
Free
Start your 50/30/20 journey — no credit card needed.
- Monthly budget dashboard
- Up to 10 transactions / month
- 2 active recurring items
- Category-based tracking
- Household setup & configuration
- Secure authentication
Premium
The full FI-532 experience. Unlimited, collaborative, powerful.
- Unlimited transactions
- Unlimited recurring items
- Multi-member collaboration
- Split expenses & settle up
- Bill reminders & notifications
- AI-powered financial reports
- CSV data export
- Priority support
Take control of your
household finances.
Start with the free plan today. Set up your 50/30/20 budget, track every dollar, and upgrade when you're ready.